Speeches by Bell.

“It has been confirmed that those whose income is only the basic level of the basic state pension or the new state pension will not be required to pay tax next year, because the level of personal allowance has been set above the level of the new state pension. What the Chancellor said at the Budget was that in future ye…”

“I simply cannot let the hon. Member off on this. It was the Conservatives who made the decisions on accelerating the state pension age and in some cases gave women around five years’ notice or less of the increase. That was a choice made by the Conservative party. This Government are considering a report from the ombud…”

“As the Secretary of State set out on 11 November 2025, we are retaking the decision made in December 2024 as it relates to the communications on state pension age. We will update the House on the decision as soon as a conclusion is reached.”

“I know that many of our sympathies would be with Miriam. Many Members have constituents who face challenges in the years running up to the state pension age and who are, for whatever reason, unable to work. The hon. Lady has rather made the point that I just set out, though. She talks about losses of £50,000 or £60,000…”

“Mr Speaker will not be on camera right now since I am speaking, but I can reassure the whole world that he is very much still with us. We all hope that that will be the case for some time to come, but when he does decide to become a pensioner, he will, like all pensioners, have the full support of the Government. We ar…”

“You have years to go.”

“I thank the hon. Member for Wyre Forest (Mark Garnier) for the reminder of the excellent debate we had before the Christmas break. I thank him and the hon. Member for Witney (Charlie Maynard) for their contributions. I will briefly reiterate the case for the three short and perfectly formed clauses of this Bill before …”

“Thank you, Ms Nokes. I will follow your advice, but will try to respond to some of the hon. Member’s points when I address the question of how we have gone about making the changes that this Bill introduces. As I have said, change is inevitable, but it is important to take a pragmatic approach, which is my answer to th…”

“In a shock move, I entirely agree with my hon. Friend. Members of those parties who have said that they intend to vote against this Bill today cannot keep coming to this Chamber, day after day, calling for additional spending in more areas, while opposing any means of raising taxes. [Interruption.] Well, you have raise…”

“No, I will not mention the welfare budget.”

“I am listening to every word of your strictures, Ms Nokes. This Bill is also pragmatic by providing time to adjust and by ensuring that saving into a pension remains hugely tax-advantaged. I say gently to Members who do not agree with the detail of this Bill that they should be careful not to give the impression to sav…”

“The pragmatic approach is to allow people to continue with salary sacrifice up to £2,000 and to not bring in the measure for four years, so that people have time to adjust. Opposition Members will need to justify wanting to spend more than is being spent on the Royal Air Force on that—I sat through Prime Minister’s que…”

“I beg to move, That the Bill be now read the Third time. The Bill amends the Social Security Contributions and Benefits Act 1992, creating a power to apply employer and employee national insurance contributions on salary sacrifice pension contributions above £2,000 a year from April 2029. Reform of this type, as I have…”

“I beg to move, That the Bill be now read a Second time. This is a short and simple Bill. It is a stocking filler to yesterday’s Finance Bill. [Interruption.] There are just three clauses for the chuntering Opposition Members to enjoy. They focus on amending the Social Security Contributions and Benefits Act 1992, and t…”

“I will come on to some statistics that might answer my hon. Friend’s question. While those on the highest salaries are most likely to take part in salary sacrifice, others are completely excluded. This goes to the question from the hon. Member for Strangford (Jim Shannon).”

“I will come to the exact point that the hon. Gentleman raises. The main answer to his question is that we are introducing this change with a very long implementation period—it will not come in until 2029—in order to give businesses and others time to adjust. Businesses have welcomed that across the board, but I will co…”

“I think I have already answered the right hon. Member’s question: it is important to keep tax reliefs under review. The cost of pension salary sacrifice is growing very fast indeed, so we have reviewed this tax relief and think it is important to bring in pragmatic changes, as I will come on to. As I was saying, I am c…”

“I will make some progress before giving way again. The majority of employers do not offer salary sacrifice at all, including many small businesses. Workers on the national living wage are excluded entirely, and so are the 4.4 million self-employed people across the UK. On grounds of cost and fairness, it is near imposs…”

“I am going to make a bit of progress, and then I will give way to the hon. Member. The truth is that reform was inevitable. Although Conservative Members are not saying it now, they know this is true, because it is what they said in government. In the 2015 summer Budget, they said: “Salary sacrifice arrangements…are be…”

“I thank the hon. Gentleman, as I always do, because he always makes interesting points, but my larger point is this: if the Conservative party refuses ever to support any increases in taxation, increases in such spending—I think there is cross-party support for the Ministry of Defence, as the right hon. Member for Sout…”