Speeches by Aquarone.

“Viability. Insurance crisis. How is it affecting you, James?”

“Back to the geography question, I am interested in each of your use cases, because the models are different.”

“That probably answers my other question. Has that 3,000 to 4,000 monthly user growth, that inflection, been recent? Has that been sustained by the pandemic, or is it a phenomenon?”

“If anyone has anything else to add on those questions, it would be welcome. Is there any disparity regarding geography? Is this just a city thing? Is that changing?”

“We have heard a bit about the behaviour of typical users, but who are they? Are they all smartphone-toting millennials? What demographics are doing this stuff, and how much of it is happening?”

“The rate of growth?”

“Got it. Thank you. It is different for you, Sam, I am guessing.”

“I do not expect that you will be able to share any numbers, but are you able to comment on whether there is a disparity between the internal rate of cost increase for self-insurance compared with what you know about the market price inflation?”

“I understand. Okay. Richard, thank you.”

“From your perspective, do you see a delta in the rate of inflation on the market and the rate of inflation of the actual cost of insurance pay-out within the sector?”

“It is potentially reducing the size of the insurance market as well.”

“For £30 or whatever, yes.”

“We heard you talk about the withdrawal of the guidance in May this year. Any idea what is behind that?”

“No indication of what will happen next?”

“That rather answers my next question, which is: was it useful?”

“We have the integrated transport strategy stuff happening. This feels like a rather big question, so let us talk about it in terms of the first steps rather than how you would integrate car sharing into transport networks. What would be the first steps that you would each take to integrate car sharing, of all the types…”

“Is it ecosystem-led, user-journey focused?”

“The hon. Gentleman knows as well as I do how rural and isolated much of Norfolk can be. I represent the oldest constituency in the country, and I have been shocked by the living standards of some of my elderly residents in isolated communities, who simply feel that there is no help out there to give them the quality of…”

“People with a wide range of views about how to tackle immigration spoke to me over the summer, and none of them is happy with how things are. They are furious about how the Conservatives trashed our border security, and they certainly do not want the hare-brained schemes of Reform—they want action that fixes the system…”

“In terms of industry readiness, clearly industry is grown-up enough to price political risk into it, and when it comes to the different funding streams there are different risk profiles attached to the reliability of those funding streams and the status of the funding commitments. Is it not therefore important that the…”