Speeches by McDonagh.

“One of our concerns in this Committee has been the accessibility of mortgages to first-time buyers. To your point about relaxing some of the regulations, the Committee has been actively involved in talking to the PRA about relaxing the loan-to-income flow limits to allow more flexibility for first-time buyers. Would yo…”

“I am sorry to interrupt you, Catherine, but is it not the case that the average age of the underwater electricians on the Tideway tunnel project is around 65? The last time we trained people for these jobs was when we had a significant mining industry: there is no one new coming through to undertake that work.”

“I thank the Petitions Committee and my friends from Brain Cancer Justice, who I affectionately think of as the provisional wing of the all-party parliamentary group on brain tumours. In July last year, we launched Margaret’s trial at University College London hospital. Thanks to the donations of thousands of supporters…”

“You can say all that sort of stuff here.”

“Order. I point out to Members that this is an incredibly important debate, which is why so many of you are here today. I would ask you to be brief in your interventions, out of respect for all other Members who have something to say.”

“I remind hon. Members that they need to bob if they wish to speak. I want to be sure that I have a good idea of who wants to contribute, because we want to make sure that everybody has as long as they need to make their contribution. We will make that calculation now.”

“Order. Will the Member please sit down? Please do not make me have to intervene a third time.”

“Order. May I just say that the hon. Member had very generous time allocated to him during this debate? If the Minister does not want to take an intervention, he does not need to.”

“I call the Government spokesperson—[Interruption.] I call the Opposition spokesperson.”

“I call the Liberal Democrat spokesperson.”

“Order. Mr Wrigley has asked me if he can sum up at the end of the debate—his chances were in his hands. Because the debate is so popular, I will now impose a two-and-half-minute time limit on contributions. I call Dawn Butler.”

“At 2 pm today, many Members of this House will be attending the funeral of our dear friend Phil Woolas, the Member for Oldham East and Saddleworth from 1997 to 2010, who passed away from a glioblastoma brain tumour on 14 March. I am sure that everybody would wish to send their condolences to his widow Tracey, sons Josh…”

“Are we in the same position that we were in with the previous set of questions about financial education? There is a patchwork of loads of different organisations, so significant numbers are falling through the net. If we have 250 or 350 banking hubs, I do not know how many branches of Age UK or whoever there are, but …”

“Except that that does not exist.”

“No, because I think it removes the need that many people have for face-to-face interaction and relationships that give confidence. There are a significant group of people who have access to the internet and may go online to see what their friends and family are doing, but that does not mean that they want to do their f…”

“I do not see banking hubs as the same thing as addressing digital exclusion. Am I wrong?”

“The NHS app is a great example, but using it is not the same challenge as moving money around, which comes with much more risk.”

“The All-Party Parliamentary Group on Investment Fraud and Fairer Financial Services recently published a report arguing that financial scandals over the past two decades have followed a recurring pattern: early warnings missed, slow regulatory intervention, significant consumer harm and only limited reform. Do you acce…”

“We have seen cases where residential buildings are owned through offshore companies that are ultimately controlled by trust structures with no publicly available information on who the truly beneficial owner is. In one example in my constituency, in a Criterion Capital-linked property, tenants have been unable to ident…”

“Could I follow up on John’s questions about romance fraud and the impact it has on individuals apart from the money side of things? How far is that exacerbated by the closure of bank counters and face-to-face banking services? In my experience, when somebody went along to make a payment at the local Barclays and the la…”