Speeches by McDonagh.

“How many public sector systems actually achieve that level, given the amount of ingenuity and dexterity of the hackers? Could you put your hand on your heart now and say that it will not happen to HMRC?”

“How concerned are you about the risk of HMRC being taken down by a cyber-attack? Sir Jim Harra gave evidence to the Committee on cyber-attacks. He talked about people trying to hack individual accounts. In your role as chair of the HMRC board, do you think HMRC is sufficiently prepared for a cyber-attack, which might t…”

“Does HMRC have access to the funds to ensure it has a premier system that holds out against the hackers?”

“This week, we have spent a lot of time talking about Elon Musk and his concern about violence against, and the sexual abuse of, women. I am aware of an ongoing case in which a woman continues to be stalked by a man who has already been convicted of stalking her, and who has set up an X account in her name and is postin…”

“It saddens me to make this contribution. Three main aspects of the Bill are of particular concern to me: the proposal to make it compulsory for academies to teach the national curriculum; the harmonisation of teachers’ pay across academies and maintained schools; and the pathway for future failing schools. When I was e…”

“Last summer we celebrated the 25th anniversary of the elective orthopaedic centre in south-west London. The driving force behind that was Professor Richard Field, who came to my surgery every week after the 1997 election. With the help of the Prime Minister Tony Blair and the late Health Secretary Frank Dobson, he made…”

“But you have these two countervailing forces. You have the banks, which are institutions we all rely on. We want them to have good and healthy futures via, potentially, hundreds of thousands of consumers who were treated badly and the scepticism that arises that the number has to be big on the consumer side to force an…”

“Would you not agree that the banks are wrong to claim that they are being punished retrospectively given that the FCA’s framework had been in place for many years?”

“Can I just raise with the Committee one of the more outlandish stories that I have heard about car finance? I understand that when you were going to buy a Porsche—I am sure the Committee will be well aware of the process—the waiting list was so long that you could find your way up the list if you bought a particularly …”

“There is a huge contrast in the areas that you cover from international pension funds to vulnerable consumers. How well, in general, are firms dealing with those financial services consumers who might be thought to be vulnerable? Where do you have particular concerns?”

“We are both going to get into trouble with the Chair because she wants us to move on. In November, you published work relating to life insurers’ bereavement claim processes. You said, “There is a significant opportunity for improvement in the measurement, monitoring and delivery of good service outcomes for customers.”…”

“Thank you. Finally, on burial plans, can I ask you about the 70,000 people who paid in for those in advance because they are very serious, thrifty people who did not want to be a burden on their families or the state, and now find themselves without a paid-for burial? Do you think, looking back, that there is any way y…”

“We have spoken about the public’s lack of faith in the financial industry and how broad your work is both on the side of the banks and financial institutions, and on the individual consumer. Can those two things not be combined in one agency? Is the FCA more interested in regard to car finance in the long-term interest…”

“There are two quite small areas that I see coming up where people pay in advance for services, and they relate to money providers such as companies like Wise and currency providers. Do you have any concerns that those consumers are adequately protected?”

“We have been talking about access to cash and using cash for quite a few years now. What seems to precipitate it is reports in the media, particularly at the BBC, about the increasing numbers of people using cash in order to help them budget their way through the cost of living crisis. In your experience, in all your a…”

“I do not want to stray on to another section, but I was particularly taken by something that you said, Mr Delnevo, about council sports and swimming pool facilities that simply do not take cash, when the need of some of the groups you represent and care for to access that ability to exercise and feel good about themsel…”

“I thank the Member for his intervention and I am sure that the Minister will take it up in his contribution. However, at the moment the Member in charge has the floor.”

“I will call Liz Jarvis to move the motion and then call the Minister to respond. As is the convention for 30-minute debates, there will not be an opportunity for the Member in charge to wind up. I call Liz Jarvis to move the motion.”

“I remind Members that should they wish to contribute to the debate they should bob.”

“They need anonymity as well to shield what they are spending on.”