Speeches by Blake.

“They might even have that already. I do not know. I would like to know more and then talk about it. They might even have that already. There are other bits. In terms of survey data, there is the MaPS MoneyView, which covers a number of other topics, and the ONS family resources survey. Each of the pilots will be evalua…”

“Yes, absolutely.”

“I would argue that there is a real government commitment here. I do not want to get into an argument with you about the definition of an intervention, but there are examples where the Government intervention of pursuing partnerships is having some success. The good example here is ID and the pilot working with Shelter …”

“I agree with what I think your characterisation is, which is that there are some people for whom products at the moment are not completely working.”

“I am particularly interested in how we understand the relationship between the interventions and the outcomes. Financial education and capability is a really powerful part of the strategy. A couple of weeks ago, I went to see a primary school where there are early years children undertaking financial education by playi…”

“We need to see where those working groups get to.”

“Yes, the Consumer Credit Act is in the Bill.”

“Yes.”

“We are going to co-produce a measurement strategy, by the sound of things. Clearly, the measures in the Bill are interconnected with the financial inclusion strategy. The Bill is not scheduled to come out of the Lords for a few more weeks and months. We will then need to come forward with how we will specifically measu…”

“My overarching vision is that everyone who wants to is able to get access to products that mean they can engage in the economy meaningfully. In terms of real difference, we have not talked much about debt advice. There has been quite a significant increase, up to £100 million, in funding for debt advice. There is also …”

“Do you mean in terms of the system?”

“I recognise the problem. We will be coming to you soon with the next steps on this. I appreciate that is not what you want to hear and perhaps may not be sufficient.”

“Yes. We have the £13 million transformation fund that is being distributed by Fair4All Finance. It is looking at a number of different things that credit unions might need in order to reach further into the market and provide more affordable credit. That is a really important part of the interventions.”

“I beg to move, That the Committee has considered the draft Money Laundering and Terrorist Financing (Amendment) Regulations 2026. It is an honour to serve under your chairship, Mr Betts. The draft regulations aim to improving the effectiveness of the UK’s anti-money laundering regime. Money laundering is not a victimle…”

“I thank the hon. Member for North West Norfolk for his analysis and for his support for the draft regulations. I am grateful to him for saying that he hopes I will be able to address some of his points, because I wrote down all nine themes. Whether I can address them all as fully as I would like, I am not sure. I am gl…”

“Committee rose.”

“House adjourned.”

“I thank my hon. Friend for his thoughtful intervention, and I wish local businesses in his constituency all the best. These decisions are made by Link, but the Government keep a very close eye on the assessment criteria.”

“I absolutely recognise the importance of banking hubs, as my hon. Friend has described. I am very grateful to her for highlighting the different models available, and I very much hope that she will submit some of that evidence and the case study to the access to banking services review. I am particularly struck by the …”

“I am not going to give way. I fully support those powers, and expect the FCA to use them where necessary. However, the Government are concerned that although firms have been reshaping their branch networks in response to customer demand, this may be creating particular challenges, which is why we have brought forward t…”