Speeches by Blake.

“Does it break people down by their current tenure, such as living with parents or being a private renter?”

“It is 1,500 people self-reporting.”

“But it is self-reporting.”

“Are there any other ways that the research can address the deadweight problem?”

“Just to recap on the context, to make sure that we are really clear, it will help us understand what I see as the distributional problem that I and Dr Sandher have talked about, in terms of what part of the income distribution this is helping. It does cover that.”

“The third report, which is the people who do not have it, is a few months behind that.”

“Is that weeks or months?”

“And number two is due to finish anytime.”

“That is number three.”

“I just wanted to come back to the research that is coming up, because we are all very excited about it. When is it going to be published?”

“Just going back to the second piece of research, we have not had any evidence so far that the money that is going into the LISAs is from individuals and not from family members. From the evidence that we have had so far or from HMRC, we do not know whether this is individuals who are able to save or money gathered from…”

“That is helpful. Just probing on this in terms of supply, you could invest this money in shared ownership. That would have a different impact. I have spent some time, as have the Committee Clerks, trying to find comparative evidence against different products. Shared ownership products are new supply; they incentivise …”

“That is a direct, multiple-choice question.”

“You talked about how the supply of homes can really help with home ownership. I wanted to come in now to talk about the value for money of the overall product against its stated objective of supporting home ownership. We had some pretty compassionate evidence from some of the providers about the change and transformati…”

“In terms of the popularity of the cash ISA, is there enough scope within the cash ISA to support home ownership?”

“Welcome to the Committee. We have been spending quite a bit of time thinking about ISAs—the cash ISA, the LISA and its role supporting people into home ownership. We wanted to start off by talking about why you might want to change the cash ISA. What incentives or reasons might there be to change the cash ISA at the mo…”

“Thanks. In the discussion yesterday, we talked about further measures that they might score—so we discussed development corporations within the Planning and Infrastructure Bill. They have said that they think the target will only be 1.3 million, so what more needs to be done in order to make sure that the target is met…”

“Do you anticipate the construction sector being able to step into that space given that we still have some time to wait to see the developments come forward?”

“That was a nice segue into talking more about policy measures; I want to ask some questions about house building and the forecasts. We had some fascinating evidence yesterday from Professor Miles from the OBR. I pushed him on his methodology for the forecast of the 0.2% growth and the number of homes he anticipates, an…”

“One more element that we discussed with Professor Miles was the factor of rents, and the cost of rent, particularly in London, and how that could be factored into our house building process. One of the questions that I wanted to put to him was about the impact of more affordable housing and what that could do to foreca…”