Speeches by Garnier.

“It is a great pleasure to serve under you this afternoon, Ms Lewell, and I thank the hon. Member for North Shropshire (Helen Morgan) for securing this important debate. We have heard quite a lot of depressing stories about how people have been scammed and ripped off, and all colleagues will agree that more needs to be …”

“It is a great pleasure to serve under your chairmanship, Mrs Hobhouse. As the Minister has said, the draft regulations are pretty uncontroversial, and the Opposition will certainly not oppose them. I have a couple of questions on the draft Capital Requirements Regulation (Market Risk Transitional Provision) Regulations…”

“indicated dissent.”

“What about Rosebank and Jackdaw?”

“rose—”

“Thank you, Sir Roger, for chairing the debate. I congratulate the right hon. Member for Hayes and Harlington (John McDonnell) on bringing this incredibly important subject up for discussion. At the heart of the debate are individual people—people who have lost their businesses, their livelihoods and, in some cases, the…”

“I thank the Minister for early sight of his statement. This scandal affects tens of thousands of people, and it could end up costing taxpayers many millions of pounds. NS&I is supposed to be as safe a place as anywhere for people to put their savings—a place where savers can trust that their money will be looked af…”

“I would also like to start by thanking the Lords for their very hard work. I do not think the Government won a single vote during the Bill’s passage in the other place. Over the past few months, we have seen how enthusiastic the Government are to raid savings. In particular, they are very keen to raid pension pots. Whe…”

“I thank the Minister for his statement. One characteristic of volatile energy markets is that when wholesale prices rise, consumer prices tend to rise like a rocket, and when the wholesale price stabilises the consumer price tends to fall like a feather. Can the Minister assure me and my constituents that in the conver…”

“Thanks to this Government’s policies on pensions, which actively disincentivise saving into private pension schemes, people will increasingly rely on the support of the state. This is not sustainable. I asked the Minister about this yesterday, and he dodged the question, so I will ask him again: will the Government can…”

“Helping millions of people ensure financial security in their retirement is a cornerstone of the Minister’s Department, but in the Government’s first 18 months, they have disincentivised pension savings by introducing inheritance tax on pensions, removing pensions from their lifetime ISA reforms, forcing pension truste…”

“I should alert Members that I am the chairman of the British Shooting Sports Council. On that point about mental health issues, does the hon. Gentleman agree that medical markers on doctors’ records would be a perfect solution to that problem, rather than necessarily doing what is proposed in the petition?”

“On exactly this point about the democratic process, my constituents were promised by the Reform candidates that they would cut council tax, but Worcestershire county council’s council tax is going up by 9%. It is a shame that not a single Reform Member of Parliament has turned up to defend what they have done. The worr…”

“The Secretary of State is being incredibly kind. He talks about the settlement, but the settlement does not work. Wyre Forest district council has had a 0% increase in core funding. Dare I say that across the whole of Worcestershire, where there is a district council with a Conservative Member of Parliament, there has …”

“rose—”

“We welcome the uprating for both the mesothelioma lump sum payments and the Pneumoconiosis etc. (Workers’ Compensation) Act payments. This has been done on an annual basis and over many Governments. Today’s regulations specifically provide a 3.8% increase in line with the September 2025 consumer prices index rate. We w…”

“My hon. Friend and neighbour is raising incredibly important points about how our constituents were promised that their council tax would be cut and have been royally let down by Reform councillors. Can I embarrass my hon. Friend? It is worth remembering that many Conservative district councils do well. My hon. Friend …”

“I was going to say thank you for the Pride in Place money, actually; I am very grateful that the Government have given £20 million to my constituency. On the subject of funding for councils, the Government are requiring district councils to pay for food waste recycling. That is not an unreasonable proposition, but ther…”

“It is a great pleasure to debate these two statutory instruments with the Exchequer Secretary. As he stated, they are made each year, and the precedent is for them to be debated on the Floor of the House. I am glad to see that that practice continues, and I hope that the Government will keep this going for the remainde…”

“The Minister is nodding, and I am sure he agrees with us on this point. Therefore, we welcome the fact that the Government have committed to extending this relief for the next two years. However, I point out that the Government said in the Budget document: “The government will extend the employer NICs relief for employ…”