Speeches by Garnier.

“I start off by saying a huge thank you to the hon. Member for Spen Valley (Kim Leadbeater) for the extraordinary amount of work she has done across this whole debate. This is the first time I have spoken in this debate, and, like many Members whose speeches I have heard, I come to it through personal experience. I have…”

“The hon. Gentleman is always here. A number of important things have come up in this debate, one of which is the importance of the clusters. We have heard talk the north-east cluster and the Cornwall cluster. For me, Cornwall is incredibly important: as the hon. Member for St Ives knows, my spiritual home is in Newlyn.…”

“I beg to move, That this House has considered the impact of the space industry on the economy. I draw Members’ attention to my entry in the Register of Members’ Financial Interests and to my non-financial interests. For the purposes of this important debate, I speak as the chair of the all-party parliamentary group for…”

“I thank all Members who made a contribution to the debate. It has been fantastic to hear from the hon. Members for Strangford (Jim Shannon), for Congleton (Sarah Russell), for St Ives (Andrew George), for Truro and Falmouth (Jayne Kirkham) and for Stockton North (Chris McDonald), as well as the Front-Bench contribution…”

“My right hon. Friend makes a good point. This is about face-to-face relationships, not something done through an app. Behind the statistics I cited are real people and real communities. The digitally excluded, older people, those in poor health and people with lower financial resilience mostly rely on cash. Small busin…”

“I also congratulate the hon. Member for Blyth and Ashington (Ian Lavery) and my right hon. Friend the Member for Tatton (Esther McVey) on securing this debate. A great strength of feeling about banks has been evident in this debate, and it is important to remember the importance of banks not just to our communities but…”

“I agree 100%. My right hon. Friend is absolutely right. Let us be clear that the decline of our high streets and the decline of bank branches have run concurrently as behaviour has changed over the last couple of decades and retail activity has increasingly moved online. Banks are, of course, commercial entities, and t…”

“Not mine, perhaps.”

“It is a pleasure to serve under you, Mr Mundell. Congratulations on your tennis match this morning; I am glad it went well. Lawn tennis—you can’t beat it. This SI started its life in the previous Government and has come through more or less untouched. It is almost as if the general election never happened—it is extraor…”

“It was to do with the assessment being done of the impact on politically exposed persons. When can we expect that report to come out?”

“Yet again, we are in glorious agreement on both sides of Committee Room 9, which is rather fun. The Opposition absolutely agree with the draft regulations; as the Minister rightly says, the work was started under the last Government, and it is important that we continue to support it. However, we recognise the critical…”

“My apologies, Madam Deputy Speaker. These are points that we feel are worth noting, but I take your comments. I will turn to amendment 3, tabled by the Liberal Democrats. Although we share the intent behind the amendment, which mirrors the Conservatives’ amendment on MREL limits for banks, there is a critical differenc…”

“Before speaking to new clause 3 specifically, let me reiterate that the Opposition welcome the Government’s decision to carry over the legislation from the previous Parliament, and that the principles underpinning the Bill continue to enjoy strong cross-party support. We all want and need confidence in our banking sect…”

“May I first say a hearty congratulations to the Minister on bringing through her first Bill in the new Government? She was parachuted into the job rather recently, but she has done a magnificent job, and it has been a pleasure to engage with her. We share the aim of working in the interests of the wider economy, and we…”

“With the leave of the House, I wish to address one or two of the points made in the debate. The hon. Member for Hendon (David Pinto-Duschinsky) is an incredibly valuable contributor to the debate because of his experience back in the days of the 2008 financial crisis. If I remember correctly, that was largely a result …”

“I beg to move, That the clause be read a Second time.”

“I think the Minister has covered most of my questions, but I will review and we can perhaps have a conversation later.”

“It is a pleasure to serve under your leadership, Mrs Hobhouse, and I congratulate you on your first Westminster Hall debate as a member of the Panel of Chairs—you have handled it masterfully. I also congratulate the hon. Member for Buckingham and Bletchley (Callum Anderson) on securing this debate. He previously worked…”

“There is a great deal of speculation about the future of the cash individual savings account. As we know, it is an important savings mechanism for many savers across the country, all of whom will be dismayed at the loss of a significant cash savings opportunity. Just as importantly, cutting cash ISAs will deprive build…”

“I associate myself with the Minister’s words about what is going on in Myanmar and Thailand. In my former role as the Prime Minister’s envoy to Thailand and Myanmar, I had the opportunity to see the extraordinary work that British businesses do in both countries. I fully understand that the British mission in Thailand …”