Speeches by Grady.

“How have you tested that understanding?”

“Presumably, lower-value cases take up as much time as higher-value cases.”

“For those lead cases, Mr Dipple-Johnstone, if I came along in a year’s time and you are all sat here having dealt with some of them, I would be able to ask how much time your staff spent considering the consumer’s complaint and be able to see, for instance, the average number of hours spent and the seniority, so that I…”

“What discussions do you have with claims management companies about case management and so on? You get feedback from the individual users. What feedback are they giving you?”

“I want to move on a separate but related topic, which is your funding model. You are talking about differentiated fees from April 2027. There are various ways that you can do that, such as by stage or complexity. Are you able to shed any light on which direction we are going on that?”

“Is that price point related to the value of a claim or something else? Is it just the overall price point?”

“Mr Coleman, as chair, the exam question here is actually quite simple. Are we confident that this change is not shutting off vulnerable people from the FOS? That is something you need to study in this impact assessment. Are you confident that the impact assessment itself or work in preparation of that will give us a ro…”

“In terms of the metrics, you have seen this drop-off. What is the sense of the FOS—again, this is maybe for Mr Dipple-Johnstone—as to whether you are seeing less meritorious complaints fall away and better evidenced complaints forming a larger proportion or a reduction in poorer complaints? What is the mix? What is you…”

“Glasgow has many brilliant young people who just want to work. They have been let down by the Tories and the SNP, with school standards plummeting and the refusal to fund the Rolls-Royce welding centre. In many meetings I have with employers, they emphasise to me how little they see of the apprenticeship levy they pay …”

“I pay tribute to the staff of the British embassies in Doha and across the middle east for their professional work in incredibly challenging circumstances. On a separate note, the economic crisis flowing from this war will have a disastrous effect on the poorest countries in the world, plunging people into deeper pover…”

“I pay tribute to the hon. Member for Gorton and Denton (Hannah Spencer) for a profound speech. She used the phrase “our humanity is the same”, and there is a profound truth in that. We in this House must recognise that there are people who disagree with that and want to tear us apart. I have a diverse constituency, whi…”

“I thank the hon. Gentleman for securing this debate and paying tribute to the bravery of firefighters. As the Member of Parliament for Glasgow East, I wish to pay tribute to the brave firefighters in Glasgow who risked their lives to battle the fire on Union Street this past week, preventing casualties and saving Glasg…”

“Just a quick question from me on the electricity generator levy. Of course, a lot more electricity is now fixed price under CfDs and the like, so presumably, all other things being equal, it would raise less than it did before when there was more merchant capacity. At the same time, we arguably want to see more investm…”

“You mentioned on Monday that you are in regular contact with the Bank of England. People coming to this Committee express concern about private markets and so on. Do you have any concerns about firm-level or system-level financial stability, given all the volatility that we are seeing in the different markets?”

“Are you clear about what would make traffic up the strait of Hormuz insurable again? Yesterday, there was quite a bit of confusion about whether tankers had or had not been escorted up the strait of Hormuz by the US army.”

“Chancellor, there are two, or three, protagonists in this conflict. One is the US; one is Iran. In the meetings with Scott Bessent that the Finance Ministers have held, has it been made clear that the UK’s position is that the US should return to the negotiating table and seek to de-escalate this conflict?”

“The panellists we had yesterday were all clear that this was bad news for the British economy—there were no bright spots in it. Would you concur with those panellists?”

“How are you helping or working to de-escalate the conflict?”

“Moving on to the state of the public finances, we have a very high ratio of debt to GDP. There is already a discussion about schemes to assist businesses and consumers with bills but, given our high debt-to-GDP ratio, do we have the fiscal room to carry out something akin to what happened after Ukraine, which cost betw…”

“Chancellor, what does the Iran war mean for inflation, interest rates and growth?”