Speeches by Dickson.

“That is very useful. There is quite a lot to unpack there, and I am sure colleagues will do. One thing that has been said is that the OBR has been a bit of an outlier by being too positive about UK growth prospects over a prolonged period. The Institute for Government, for instance, has claimed that you have had an opt…”

“I am grateful to my hon. Friend for securing this debate and to the Backbench Business Committee for granting it. I have had the pleasure of visiting Stonehill Woods Park in my constituency, a wonderful park homes community where I heard residents’ huge frustrations about the regulation of park homes, particularly the …”

“I thank my hon. Friend for her great speech and her great work in this area, and I thank all the residents of my constituency who have signed the petition. I was pleased by the Government’s announcement of a long-term road map to reduce and phase out animal testing in scientific research, with key milestones for the ab…”

“I welcome the fact that in this time of economic shocks, the Government are playing their proper role in protecting UK households from the worst harms, and I thank the Chancellor for the work that she is doing with other Finance Ministers and Governments to bring about a de-escalation of the war—unlike others, who advo…”

“Are you comfortable with the way the insurance market is currently working? The London insurance market carries the majority of the risk for marine insurance. That is obviously a huge issue at the moment with the strait of Hormuz. Do you think there is a role for the PRA in maintaining stability in that market?”

“On the present economic turbulence created by the Iran war and what you had said about it when we asked you about it in the questionnaire, you said that depending on how various vulnerabilities interact, there could be a threat to financial stability.”

“One request from the Building Societies Association was about regulation and whether the leverage ratio buffers were appropriate for their sector. Do you have a view on that at the moment?”

“Do you think there are any further developments that you see potentially crystallising that could push us to a situation where we have what might be termed a “financial crisis”? Do you see us moving in that direction?”

“Are there circumstances in which they will need to look at that again?”

“Obviously, they decided not to change the capital buffers when they last thought about it. Do you consider that the right decision?”

“On co-operatives and mutuals, you are aware that the Government have a commitment to double the size of co-operatives and mutuals. The PRA has been very supportive up to now. The prudential policy director told us that it was important not only because it was a Government policy, but because they meet a need for people…”

“Do you see the situation in the middle east and Iran as the primary threat to financial stability at the moment? Are there others of a similar magnitude that you would see, or is it the main one?”

“Mr Woods talked about consolidation being an important part, potentially, to strengthen individual institutions, in particular for credit unions, for example, but also for other forms of mutuals. Do you have any thoughts on whether that is necessary in order to make sure that the sector can flourish?”

“Last week I held a roundtable on the White Paper with Dartford residents. Although they welcome the greater focus on schools providing quicker and more flexible support, they are nervous about the level of resourcing that will be available to schools. They are also worried about the accountability of schools to parents…”

“I congratulate my hon. Friend on securing this debate. On the point of under-investment over many years, he is making a really good case that community centres are places that bring people together and get them active and talking, resulting in improvements in mental and physical wellbeing. My constituency has some grea…”

“I have a few questions for Ms Pender about the role of Fair4All Finance and the strategy. Clearly, you have a very central role in delivering a number of its elements, whether affordable credit, credit union transformation, financial capability or insurance. How would you describe Fair4All Finance’s role in the strateg…”

“To follow up on dormant assets, is there too much reliance on short-term funding and the use of dormant assets in the strategy, rather than getting the industry themselves involved at the early stage and taking those forwards?”

“The no-interest loan scheme that we were discussing earlier, which has been cited as a big success, is something that we want to see scale up, but there is no Government support for doing that at the moment. Why do you think that is? Is that a problem?”

“I have one other question, about affordable credit more generally. As a member of a credit union myself—perhaps I should have declared that as an interest at the start—I have seen how important affordable credit is, particularly taking the place of what used to be there in the payday loans market for small loans, as yo…”

“Just very quickly, can you be certain, therefore, that Palantir cannot retain any data for use outside the contract for their own uses, whatever they may be, following the end either of the 12 weeks or a further contract, if you should award them one?”