Written questions by McMurdock.

With reference to her Department’s press release entitled Chancellor gets banks to step up mortgage support for customers, published on 26 March 2026, whether she plans to publish the full details of the agreements reached with mortgage lenders.

On 26 March 2026, the Chancellor met with the six largest mortgage lenders (Lloyds Banking Group, NatWest Group, Barclays UK, HSBC UK, Santander UK, and Nationwide Building Society), alongside UK Finance, to discuss the outlook for mortgage rates in light of the conflict in Iran, how lenders are responding, and what practical support is available to concerned borrowers. At this meeting, these lenders committed to proactively contact 1.6 million customers whose fixed-rate deals end between now and the end of the year, setting out options well before payments change. Lenders across the industry also reaffirmed their commitment to the Mortgage Charter. The Mortgage Charter is a voluntary agreement that covers 90% of the sector, and provides flexibilities to help borrowers manage their repayments over a short period. This includes it permitting borrowers to switch to an interest only mortgage, or extend their mortgage term, for up to 6 months, after which they can switch back without a new affordability check or it affecting their credit score. The Financial Conduct Authority regularly publish data on uptake of the Mortgage Charter. The Mortgage Charter is in addition to Financial Conduct Authority rules which provide significant protections for all borrowers, including ensuring all customers are treated fairly. Any borrower who is concerned about making their repayment should contact their lender. Seeking support and engaging with lenders to discuss options will not affect a borrower’s credit score in any way, and earlier engagement will mean that lenders can offer more support. More broadly, the market remains open, resilient and competitive. Prospective first-time buyers may find it useful to speak to a broker in order to find the best possible product available for their circumstances.

Media and Sport, with reference to her Department’s press release entitled Future of news is local, says Culture Secretary, as she launches the first action plan to back local news in a generation, published on 17 March 2026, what proportion of funding she expects to be allocated to independent, hyperlocal or start-up news organisations.

As part of Amplify: The Local Media Action Plan, the Government is launching a Local News Fund worth £6m in 2026/27 and up to a further £6m in 2027/28, to help ensure the long term provision of local news. Local media faces a complex range of challenges, and funding represents just one aspect of our approach. It will help the industry adapt in the short-medium term, before longer term measures set out in the Plan begin to take effect in helping enable a free, plural and thriving online local media ecosystem. Funding will be distributed to local media outlets in print, online, radio or television, according to the outcomes of a competitive bidding process. Prospective bidders will need to meet specific qualifying criteria, central to which will be that the provision of local news is a primary purpose of the organisation. Funding decisions will be supported by an independent Steering Board of external industry experts, to ensure a degree of independence in government decisions about funding media outlets. In accordance with the Government’s wider support for freedom and plurality of local media, we will not be linking grant awards to the provision of certain types of coverage or political impartiality. Further detail on the Fund will be announced in the coming weeks.

With reference to her Department’s press release entitled UK crackdown on vile scam centres steps up with sanctions on illicit crypto network, published 26 March 2026, what barriers exist to prosecuting individuals involved in scam centres operating overseas.

Fraud is increasingly industrialised, transnational and technologically advanced. Methods used to contact and target victims in the UK also include measures to obscure offenders’ true identities and locations. This represents significant challenges for law enforcement in disrupting and bringing perpetrators to justice.Scam centre activities typically involve actors, infrastructure, victims and financial flows across several jurisdictions. Proceeds of crime are also often transferred and laundered through multiple countries. This creates operational complexity which can prolong investigations.The NCA, through the National Economic Crime Centre (NECC), works with international partners to identify and recover the proceeds of fraud affecting victims in the UK and overseas. For example, recent collaboration between the NCA and the Ghanaian authorities resulted in Ghana’s first cryptocurrency seizure, valued at approximately US$15 million.The UK has also announced support for INTERPOL’s Global Fraud Task Force (Operation Shadow Storm), aimed at strengthening international coordination against scam centres and associated criminal financeAs a matter of long-standing policy and practice, the UK neither confirms nor denies that an extradition request has been made or received where no arrest has taken place, however the government attaches significant importance to ensuring that our extradition arrangements provide a path to justice for victims of crime and their families.The decision to make a request for extradition is taken by the prosecuting authorities in each UK jurisdiction.

Media and Sport, with reference to her Department’s press release entitled Future of news is local, says Culture Secretary, as she launches the first action plan to back local news in a generation, published on 17 March 2026, what estimate her Department has made of the cost of supporting Regional Media Forums.

As part of Amplify: The Local Media Action Plan, the Government is launching a Regional Media Forum, to establish a framework for best practice in engagement between local journalists and the local public services which they scrutinise, identifying any areas for improvement and amplifying existing good practice. Other participants will include local media outlets in the region, together with representatives from local councils, emergency services, health services and the courts. We are working in partnership with the West of England Combined Authority (WECA) and want this to be a collaborative exercise, as with the rest of the Local Media Action Plan, calling on the expertise and resources of the Combined Authority, as well as of other participants. We do not anticipate substantial costs arising from supporting the Forum. DCMS will then work with the National Police Chiefs’ Council, HM Courts & Tribunals Service and other national partners to roll out lessons learned from the West of England nationwide, encouraging voluntary adoption of this framework in other strategic authority areas across the country, or otherwise consider whether there is any need to legislate.

Communities and Local Government, with reference to his decision letter to council leaders in Essex on local government reorganisation, dated 25 March 2026, whether he sought legal advice before deciding to cancel the 2027 Basildon election.

Subject to Parliamentary approval, the Government intends to implement its decision to create five new unitary councils in Essex through a Structural Changes Order. It is anticipated that this Order will be considered by Parliament in the autumn. As set out in the summary of the local government reorganisation process published in July 2025, and consistent with previous reorganisations including the approach taken for Surrey, that Order will make transitional and electoral arrangements. This will include replacing scheduled elections to councils that are to be abolished with elections to the new unitary councils. Where elections would otherwise take place, councillors’ terms are instead extended for a short, defined period, ensuring continuity of democratic representation while avoiding elections that would result in very short terms of office. Replacing those elections with all‑out elections to the new councils supports an orderly transition and provides clarity about future governance arrangements. Until the Structural Changes Order comes into force and the existing councils are abolished on 1 April 2028, current councils will remain responsible for services in their areas, and the usual arrangements, including for by‑elections where vacancies arise, will continue to apply. In taking these decisions, the Secretary of State had regard to all representations received, including consultation responses, and all other relevant information available.

With reference to her Department’s press release entitled Chancellor gets banks to step up mortgage support for customers, published on 26 March 2026, whether any of the lenders present at the meeting referenced in the press release disagreed with the proposed measures.

On 26 March 2026, the Chancellor met with the six largest mortgage lenders (Lloyds Banking Group, NatWest Group, Barclays UK, HSBC UK, Santander UK, and Nationwide Building Society), alongside UK Finance, to discuss the outlook for mortgage rates in light of the conflict in Iran, how lenders are responding, and what practical support is available to concerned borrowers. At this meeting, these lenders committed to proactively contact 1.6 million customers whose fixed-rate deals end between now and the end of the year, setting out options well before payments change. Lenders across the industry also reaffirmed their commitment to the Mortgage Charter. The Mortgage Charter is a voluntary agreement that covers 90% of the sector, and provides flexibilities to help borrowers manage their repayments over a short period. This includes it permitting borrowers to switch to an interest only mortgage, or extend their mortgage term, for up to 6 months, after which they can switch back without a new affordability check or it affecting their credit score. The Financial Conduct Authority regularly publish data on uptake of the Mortgage Charter. The Mortgage Charter is in addition to Financial Conduct Authority rules which provide significant protections for all borrowers, including ensuring all customers are treated fairly. Any borrower who is concerned about making their repayment should contact their lender. Seeking support and engaging with lenders to discuss options will not affect a borrower’s credit score in any way, and earlier engagement will mean that lenders can offer more support. More broadly, the market remains open, resilient and competitive. Prospective first-time buyers may find it useful to speak to a broker in order to find the best possible product available for their circumstances.

With reference to her Department’s press release entitled UK crackdown on vile scam centres steps up with sanctions on illicit crypto network, published 26 March 2026, whether the UK has sought the extradition of any individuals linked to scam centres targeted by the sanctions.

Fraud is increasingly industrialised, transnational and technologically advanced. Methods used to contact and target victims in the UK also include measures to obscure offenders’ true identities and locations. This represents significant challenges for law enforcement in disrupting and bringing perpetrators to justice.Scam centre activities typically involve actors, infrastructure, victims and financial flows across several jurisdictions. Proceeds of crime are also often transferred and laundered through multiple countries. This creates operational complexity which can prolong investigations.The NCA, through the National Economic Crime Centre (NECC), works with international partners to identify and recover the proceeds of fraud affecting victims in the UK and overseas. For example, recent collaboration between the NCA and the Ghanaian authorities resulted in Ghana’s first cryptocurrency seizure, valued at approximately US$15 million.The UK has also announced support for INTERPOL’s Global Fraud Task Force (Operation Shadow Storm), aimed at strengthening international coordination against scam centres and associated criminal financeAs a matter of long-standing policy and practice, the UK neither confirms nor denies that an extradition request has been made or received where no arrest has taken place, however the government attaches significant importance to ensuring that our extradition arrangements provide a path to justice for victims of crime and their families.The decision to make a request for extradition is taken by the prosecuting authorities in each UK jurisdiction.

What assessment she has made of the contribution of motorcycles to road wear compared with cars.

The Department has not made a specific assessment of the contribution of motorcycles to road wear compared with cars.Guidance for local authorities already highlights the need for maintenance plans to account for changes in circumstances. The main guidance for local highway authorities on asset management is the Code of Practice for Well-Managed Highways Infrastructure, published by the UK Roads Leadership Group and funded by the Department for Transport. The guidance sets out a national framework for how local highway authorities should manage their networks using a risk-based, evidence-led approach, taking account of current and expected highways usage. The Department is currently reviewing the Code of Practice, including to ensure it considers the implications of different vehicle types, their increasing weights, and traffic composition on road maintenance. An updated version will be published by the end of this year.

Media and Sport, with reference to her Department’s press release entitled Future of news is local, says Culture Secretary, as she launches the first action plan to back local news in a generation, published on 17 March 2026, what assessment she has made of the adequacy of safeguarding measures in schools with regard to whether they adequately protect pupils participating in the school newspaper initiative from potential consequences such as long-term social and reputational harm to the author.

The Government is committed to ensuring a healthy and plural local media for the benefit of communities and citizens across the UK, and recognises the vital role that local press plays in scrutinising local institutions, and reflecting communities’ views and perspectives. Our recently published Local Media Action Plan will support local media organisations across the country to innovate and adapt their business models for the online world, while incentivising and encouraging the production of high quality, trustworthy news. Our overarching goal is to empower communities through a thriving local media which highlights the issues that matter to them, helping to drive community wellbeing, social cohesion and local growth. In the Action Plan we have made a series of commitments which will help local media, including: investing up to £12m in a new Local News Fund, which will help local media outlets adapt to commercial and technological changes and revive a local news presence in areas where it has retreated; more than doubling community radio funding to £1m a year; launching a new campaign starting in the North West to encourage more young people into journalism careers; and creating a new Regional Media Forum in the West of England, to develop a framework for best practice in scrutiny of local decision-making and public services. We are not planning any initiatives relating to the production of school newspapers. However, we do want to ensure that young people continue to have access to trustworthy and high quality news online from a range of sources. We are working with industry to promote and improve the ‘Newspapers for Schools’ News Library, an existing platform offering digital access to 150 local and national news titles for all state-funded primary and secondary schools in the country.

Communities and Local Government, with reference to his decision letter to council leaders in Essex on local government reorganisation, dated 25 March 2026, when the legislation to cancel Basildon’s 2027 local election will be brought before Parliament.

Subject to Parliamentary approval, the Government intends to implement its decision to create five new unitary councils in Essex through a Structural Changes Order. It is anticipated that this Order will be considered by Parliament in the autumn. As set out in the summary of the local government reorganisation process published in July 2025, and consistent with previous reorganisations including the approach taken for Surrey, that Order will make transitional and electoral arrangements. This will include replacing scheduled elections to councils that are to be abolished with elections to the new unitary councils. Where elections would otherwise take place, councillors’ terms are instead extended for a short, defined period, ensuring continuity of democratic representation while avoiding elections that would result in very short terms of office. Replacing those elections with all‑out elections to the new councils supports an orderly transition and provides clarity about future governance arrangements. Until the Structural Changes Order comes into force and the existing councils are abolished on 1 April 2028, current councils will remain responsible for services in their areas, and the usual arrangements, including for by‑elections where vacancies arise, will continue to apply. In taking these decisions, the Secretary of State had regard to all representations received, including consultation responses, and all other relevant information available.

Media and Sport, with reference to her Department’s press release entitled Future of news is local, says Culture Secretary, as she launches the first action plan to back local news in a generation, published on 17 March 2026, what estimate she has made of the cost to each participating school of delivering the school newspaper initiative.

The Government is committed to ensuring a healthy and plural local media for the benefit of communities and citizens across the UK, and recognises the vital role that local press plays in scrutinising local institutions, and reflecting communities’ views and perspectives. Our recently published Local Media Action Plan will support local media organisations across the country to innovate and adapt their business models for the online world, while incentivising and encouraging the production of high quality, trustworthy news. Our overarching goal is to empower communities through a thriving local media which highlights the issues that matter to them, helping to drive community wellbeing, social cohesion and local growth. In the Action Plan we have made a series of commitments which will help local media, including: investing up to £12m in a new Local News Fund, which will help local media outlets adapt to commercial and technological changes and revive a local news presence in areas where it has retreated; more than doubling community radio funding to £1m a year; launching a new campaign starting in the North West to encourage more young people into journalism careers; and creating a new Regional Media Forum in the West of England, to develop a framework for best practice in scrutiny of local decision-making and public services. We are not planning any initiatives relating to the production of school newspapers. However, we do want to ensure that young people continue to have access to trustworthy and high quality news online from a range of sources. We are working with industry to promote and improve the ‘Newspapers for Schools’ News Library, an existing platform offering digital access to 150 local and national news titles for all state-funded primary and secondary schools in the country.

With reference to her Department’s press release entitled UK crackdown on vile scam centres steps up with sanctions on illicit crypto network, published 26 March 2026, what cooperation has taken place with authorities in host countries to trace and recover proceeds of fraud linked to scam centres.

Fraud is increasingly industrialised, transnational and technologically advanced. Methods used to contact and target victims in the UK also include measures to obscure offenders’ true identities and locations. This represents significant challenges for law enforcement in disrupting and bringing perpetrators to justice.Scam centre activities typically involve actors, infrastructure, victims and financial flows across several jurisdictions. Proceeds of crime are also often transferred and laundered through multiple countries. This creates operational complexity which can prolong investigations.The NCA, through the National Economic Crime Centre (NECC), works with international partners to identify and recover the proceeds of fraud affecting victims in the UK and overseas. For example, recent collaboration between the NCA and the Ghanaian authorities resulted in Ghana’s first cryptocurrency seizure, valued at approximately US$15 million.The UK has also announced support for INTERPOL’s Global Fraud Task Force (Operation Shadow Storm), aimed at strengthening international coordination against scam centres and associated criminal financeAs a matter of long-standing policy and practice, the UK neither confirms nor denies that an extradition request has been made or received where no arrest has taken place, however the government attaches significant importance to ensuring that our extradition arrangements provide a path to justice for victims of crime and their families.The decision to make a request for extradition is taken by the prosecuting authorities in each UK jurisdiction.

Media and Sport, with reference to her Department’s press release entitled Future of news is local, says Culture Secretary, as she launches the first action plan to back local news in a generation, published on 17 March 2026, whether she plans to issue guidance to schools on the editorial content of school newspapers supported by the action plan.

The Government is committed to ensuring a healthy and plural local media for the benefit of communities and citizens across the UK, and recognises the vital role that local press plays in scrutinising local institutions, and reflecting communities’ views and perspectives. Our recently published Local Media Action Plan will support local media organisations across the country to innovate and adapt their business models for the online world, while incentivising and encouraging the production of high quality, trustworthy news. Our overarching goal is to empower communities through a thriving local media which highlights the issues that matter to them, helping to drive community wellbeing, social cohesion and local growth. In the Action Plan we have made a series of commitments which will help local media, including: investing up to £12m in a new Local News Fund, which will help local media outlets adapt to commercial and technological changes and revive a local news presence in areas where it has retreated; more than doubling community radio funding to £1m a year; launching a new campaign starting in the North West to encourage more young people into journalism careers; and creating a new Regional Media Forum in the West of England, to develop a framework for best practice in scrutiny of local decision-making and public services. We are not planning any initiatives relating to the production of school newspapers. However, we do want to ensure that young people continue to have access to trustworthy and high quality news online from a range of sources. We are working with industry to promote and improve the ‘Newspapers for Schools’ News Library, an existing platform offering digital access to 150 local and national news titles for all state-funded primary and secondary schools in the country.

Commonwealth and Development Affairs, with reference to his Department’s press release entitled UK crackdown on vile scam centres steps up with sanctions on illicit crypto network, published 26 March 2026, what international mechanisms are being used to recover funds lost by UK victims of fraud linked to foreign-based scam centres.

The UK is working with international partners to tackle the threat of cyber-enabled fraud emanating from scam centres in Cambodia, Myanmar, and elsewhere in Southeast Asia. We have used sanctions to disrupt the networks behind these illicit activities and, where appropriate, we are providing technical assistance to strengthen the capacity of governments and law enforcement to address this issue. Nevertheless, it is important that we continue to go further, which is why strengthening international cooperation is at the heart of the Government's Fraud Strategy for 2026-29, published on 9 March.We are supportive of actions taken by Governments in Southeast Asia to tackle the threat of scam centres, including most recently in Cambodia. We continue to monitor these efforts and regularly review the latest evidence of the threat of cyber-enabled fraud. This includes assessing emerging trends of displacement into other jurisdictions and our ongoing work to address the issue at a regional level. In regards to funds lost by UK victims of fraud linked to foreign-based scam centres, I refer the Hon. member to the answer given to question 21153 on 18 December 2024.

Media and Sport, with reference to her Department’s press release entitled Future of news is local, says Culture Secretary, as she launches the first action plan to back local news in a generation, published on 17 March 2026, what proportion of the funding announced will be allocated to (a) Essex and (b) South Basildon and East Thurrock constituency.

As part of Amplify: The Local Media Action Plan, the Government is launching a Local News Fund worth £6m in 2026/27 and up to a further £6m in 2027/28, to help ensure the long term provision of local news. Local media faces a complex range of challenges, and funding represents just one aspect of our approach. It will help the industry adapt in the short-medium term, before longer term measures set out in the Plan begin to take effect in helping enable a free, plural and thriving online local media ecosystem. Funding will be distributed to local media outlets in print, online, radio or television, according to the outcomes of a competitive bidding process. Prospective bidders will need to meet specific qualifying criteria, central to which will be that the provision of local news is a primary purpose of the organisation. Funding decisions will be supported by an independent Steering Board of external industry experts, to ensure a degree of independence in government decisions about funding media outlets. In accordance with the Government’s wider support for freedom and plurality of local media, we will not be linking grant awards to the provision of certain types of coverage or political impartiality. Further detail on the Fund will be announced in the coming weeks.

Communities and Local Government, with reference to his decision letter to council leaders in Essex on local government reorganisation, dated 25 March 2026, whether there will be any public consultation on what the names of the five new Essex councils should be.

A statutory consultation has already been undertaken on the proposal for five new unitary councils, which will now be implemented.It is intended that the secondary legislation establishing the new councils will name them in line with that proposal.Once established, new councils will have the same powers as other local authorities to change their name if they choose to do so. It will be for the councils themselves to determine whether they wish to pursue a different name and whether to engage the public as part of that process.

With reference to her Department’s press release entitled Chancellor gets banks to step up mortgage support for customers, published on 26 March 2026, what assessment she has made of the risk that lenders will tighten lending criteria in response to the measures to allow consumers to move to interest only payments for six months.

On 26 March 2026, the Chancellor met with the six largest mortgage lenders (Lloyds Banking Group, NatWest Group, Barclays UK, HSBC UK, Santander UK, and Nationwide Building Society), alongside UK Finance, to discuss the outlook for mortgage rates in light of the conflict in Iran, how lenders are responding, and what practical support is available to concerned borrowers. At this meeting, these lenders committed to proactively contact 1.6 million customers whose fixed-rate deals end between now and the end of the year, setting out options well before payments change. Lenders across the industry also reaffirmed their commitment to the Mortgage Charter. The Mortgage Charter is a voluntary agreement that covers 90% of the sector, and provides flexibilities to help borrowers manage their repayments over a short period. This includes it permitting borrowers to switch to an interest only mortgage, or extend their mortgage term, for up to 6 months, after which they can switch back without a new affordability check or it affecting their credit score. The Financial Conduct Authority regularly publish data on uptake of the Mortgage Charter. The Mortgage Charter is in addition to Financial Conduct Authority rules which provide significant protections for all borrowers, including ensuring all customers are treated fairly. Any borrower who is concerned about making their repayment should contact their lender. Seeking support and engaging with lenders to discuss options will not affect a borrower’s credit score in any way, and earlier engagement will mean that lenders can offer more support. More broadly, the market remains open, resilient and competitive. Prospective first-time buyers may find it useful to speak to a broker in order to find the best possible product available for their circumstances.

With reference to her Department’s press release entitled UK crackdown on vile scam centres steps up with sanctions on illicit crypto network, published 26 March 2026, how many joint investigations since 2020 have been conducted with international partners into scam centres linked to fraud affecting UK citizens.

Fraud is increasingly industrialised, transnational and technologically advanced. Methods used to contact and target victims in the UK also include measures to obscure offenders’ true identities and locations. This represents significant challenges for law enforcement in disrupting and bringing perpetrators to justice.Scam centre activities typically involve actors, infrastructure, victims and financial flows across several jurisdictions. Proceeds of crime are also often transferred and laundered through multiple countries. This creates operational complexity which can prolong investigations.The NCA, through the National Economic Crime Centre (NECC), works with international partners to identify and recover the proceeds of fraud affecting victims in the UK and overseas. For example, recent collaboration between the NCA and the Ghanaian authorities resulted in Ghana’s first cryptocurrency seizure, valued at approximately US$15 million.The UK has also announced support for INTERPOL’s Global Fraud Task Force (Operation Shadow Storm), aimed at strengthening international coordination against scam centres and associated criminal financeAs a matter of long-standing policy and practice, the UK neither confirms nor denies that an extradition request has been made or received where no arrest has taken place, however the government attaches significant importance to ensuring that our extradition arrangements provide a path to justice for victims of crime and their families.The decision to make a request for extradition is taken by the prosecuting authorities in each UK jurisdiction.

Media and Sport, with reference to her Department’s press release entitled Future of news is local, says Culture Secretary, as she launches the first action plan to back local news in a generation, published on 17 March 2026, what discussions she has had with the Secretary of State for Education on the school newspaper initiative.

The Government is committed to ensuring a healthy and plural local media for the benefit of communities and citizens across the UK, and recognises the vital role that local press plays in scrutinising local institutions, and reflecting communities’ views and perspectives. Our recently published Local Media Action Plan will support local media organisations across the country to innovate and adapt their business models for the online world, while incentivising and encouraging the production of high quality, trustworthy news. Our overarching goal is to empower communities through a thriving local media which highlights the issues that matter to them, helping to drive community wellbeing, social cohesion and local growth. In the Action Plan we have made a series of commitments which will help local media, including: investing up to £12m in a new Local News Fund, which will help local media outlets adapt to commercial and technological changes and revive a local news presence in areas where it has retreated; more than doubling community radio funding to £1m a year; launching a new campaign starting in the North West to encourage more young people into journalism careers; and creating a new Regional Media Forum in the West of England, to develop a framework for best practice in scrutiny of local decision-making and public services. We are not planning any initiatives relating to the production of school newspapers. However, we do want to ensure that young people continue to have access to trustworthy and high quality news online from a range of sources. We are working with industry to promote and improve the ‘Newspapers for Schools’ News Library, an existing platform offering digital access to 150 local and national news titles for all state-funded primary and secondary schools in the country.

Commonwealth and Development Affairs, with reference to his Department’s press release entitled UK crackdown on vile scam centres steps up with sanctions on illicit crypto network, published 26 March 2026, what metrics are being used to assess the effectiveness of international cooperation in tackling scam centres.

The UK is working with international partners to tackle the threat of cyber-enabled fraud emanating from scam centres in Cambodia, Myanmar, and elsewhere in Southeast Asia. We have used sanctions to disrupt the networks behind these illicit activities and, where appropriate, we are providing technical assistance to strengthen the capacity of governments and law enforcement to address this issue. Nevertheless, it is important that we continue to go further, which is why strengthening international cooperation is at the heart of the Government's Fraud Strategy for 2026-29, published on 9 March.We are supportive of actions taken by Governments in Southeast Asia to tackle the threat of scam centres, including most recently in Cambodia. We continue to monitor these efforts and regularly review the latest evidence of the threat of cyber-enabled fraud. This includes assessing emerging trends of displacement into other jurisdictions and our ongoing work to address the issue at a regional level. In regards to funds lost by UK victims of fraud linked to foreign-based scam centres, I refer the Hon. member to the answer given to question 21153 on 18 December 2024.