Committee publication · Correspondence · 14 July 2026

Correspondence from Chair to Fairer Finance on consumer finance oral evidence follow-up, dated 29 June 2026

From: Treasury Committee

Inquiry: Consumer finance

Summary

Treasury Committee Chair Dame Meg Hillier requests written follow-up from Fairer Finance Managing Director James Daley following his 24 June 2026 oral evidence session. The letter seeks detailed responses on consumer harms in insurance markets, FCA intervention effectiveness, and the feasibility of basic insurance products, with responses due by 6 July 2026 to inform subsequent FCA evidence.

Key findings

  • Committee seeks additional detail on main consumer harms in insurance, including identifying uninsurable consumer groups and effects of AI and hyper-personalisation
  • Fairer Finance requested to explain its position on FCA's existing interventions in the insurance market
  • Committee exploring whether basic insurance products should be created with accessibility comparable to basic bank accounts

Tone

Procedural

Topics

consumer-financeinsurancefinancial-regulationAI-ethics

Key actors

Dame Meg Hillier MP, James Daley, Fairer Finance, Treasury Committee, FCA

Notable line

… we are working on a tighter deadline than usual.

Key Quotes

Thank you for appearing in front of the Committee on Wednesday 24 June
Dame Meg Hillier MP · Opening acknowledgment of Fairer Finance's participation in oral evidence
To ensure your responses are considered for the oral evidence session with the FCA, we are working on a tighter deadline than usual.
Dame Meg Hillier MP · Explaining the accelerated response deadline of 6 July 2026
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Source · parliament.uk record ↗

Correspondence from Chair to Fairer Finance on consumer finance oral evidence follow-up, dated 29 June 2026 | Beyond The Vote | Beyond The Vote